Capital markets desk for the equipment and projects that keep things running.
TORCAL originates and structures equipment and project financing, then places it with the lender best suited to the transaction: bank, alternative credit shop, or institutional private credit fund.
TORCAL Credit Inc. is a Toronto-based specialty finance firm focused on equipment and project financing in the middle market: too large for a standard equipment lease, too specialized for a generic bank facility, and often too bespoke for the largest institutional lenders to prioritize.
We are not a balance-sheet lender. TORCAL’s value is origination, structuring, and access, built on relationships across banks, capital markets desks, alternative credit shops, and private credit funds. We manage the transaction from origination through close, working as an extension of the sponsor’s team rather than a broker who disappears after the introduction.
TORCAL Credit Inc. · Est. 2018 · Federally incorporated · Toronto, Ontario · Equipment & Project Finance
Equipment & asset-based finance.
Financing secured against operating equipment, machinery, and specialized project assets, from initial acquisition through growth and refinancing.
Project finance structuring.
Origination and structuring for project-level financing where contracted cash flow supports the credit, sized to attract institutional capital without requiring mega-fund scale.
Capital markets access.
Direct relationships with private placement desks, institutional paper buyers, and opportunistic credit funds: capital pools sponsors can’t reach directly.
Power & energy infrastructure
Storage, distributed generation, solar, and EV charging infrastructure.
Industrial, logistics & cold storage
Material handling, refrigeration, and automation equipment for distribution and temperature-controlled operations.
Healthcare & life sciences
Clinical, diagnostic, and laboratory equipment for operators and practice groups.
Digital infrastructure
Modular and edge-scale compute deployments below hyperscale threshold.
Specialized operating systems
Purpose-built installations and process systems where the equipment value carries the credit.
Equipment sale-leasebacks
Monetizing owned production equipment and machinery for growth capital.
Step oneOrigination.
TORCAL identifies and structures the opportunity alongside the sponsor, defining terms that will hold up with institutional lenders.
Step twoPlacement.
We match the transaction to the right lender or combination of lenders, from banks to institutional private credit.
Step threeExecution.
TORCAL manages the process through to close, coordinating between sponsor, lender, and counsel.
TORCAL CREDIT INC.
150 King Street West, Suite 330
Toronto, Ontario M5H 1J9