Credit for the suppliers building Canada’s industrial base.
Torcal Credit covers the Ontario companies in defence, aerospace, advanced manufacturing, infrastructure and strategic industries. We finance the equipment, facilities, fleets and working capital that growing small and medium-sized businesses need to scale, and place each deal with the lender best suited to it. Every file is read from the credit seat, with the depth of an institutional brokerage desk built for the middle market.
Equipment financeCommercial mortgagesBridge financingWorking capital
Defence & strategic industries
The core of Canada’s manufacturing capacity: shops, fabricators and electronics makers building to defence and aerospace standards, and the suppliers retooling to join them.
- Machining5-axis, Swiss lathes, tool & die
- ManufacturingFabrication, welding, automation
- ElectronicsSMT lines, test benches
- AerospaceAircraft parts, satellites
- MetalsCasting, forging, composites
- ComputingHardware, quantum, AI
Infrastructure
The contractors, fleets and material suppliers that build and maintain the grid, the roads, the transit and the mines Canada runs on.
- InfrastructurePower, utilities, water
- ConstructionExcavators, dozers, pavers
- TransportationTractors, trailers, trucks
- RailRailcars, track maintenance
- NuclearNuclear-grade fabrication, testing
- MiningHaul trucks, crushers, processing
The firms turning minerals, data and computing into national capability. Accelerated computing is setting a new standard for speed and precision, and the work goes to the businesses that keep up.
Equipment & retooling
CNC, inspection and test equipment, robotics, line trucks, excavators and cranes.
Real estate
Commercial mortgages for plants, yards, shops and facilities, and residential mortgages for owners.
Matthew Dobson, Mortgage Agent Level 2Mortgage Architects #12728
Bridge to bank
Funding now while bank and government programs catch up, structured with a bank takeout in view.
Working capital
Receivables and inventory tied up in long contract cycles and cost-plus work.
Certification & scale-up
The cost of qualifying before revenue arrives: AS9100, controlled goods, cyber.
Sale-leaseback
Unlocking owned machinery and fleets as growth capital.
Not sure where it fits?
Bring us the file. We’ll tell you how it gets financed.
Real estate financing, licensed in Ontario.
Torcal Credit Inc. is not a mortgage brokerage. Mortgages secured by real property are arranged by Matthew Dobson, a licensed mortgage agent with Mortgage Architects. One desk covers the equipment, the working capital and the building.
Mortgage Agent Level 2
Canada has entered a decade of rebuilding its industrial base, and much of the work will land on Ontario’s small and mid-sized manufacturers: the machine shops, fabricators, contractors and fleets that make and build. These businesses need capital to scale and grow revenue, and Torcal is positioned to place it.
Torcal covers these companies by industry. We know the work, we know the collateral, and we know which lender matches the deal.
Our value is origination, structuring and access, built on relationships across banks, alternative credit and private credit funds. We manage each deal from first conversation through close, working as an extension of the owner’s team, not a broker who disappears after the introduction.
Torcal Credit Inc. · TORCAL® since 2014 · Federally incorporated 2018 · Toronto, Ontario
Industry coverage.
We cover by sector, not by product, so we understand the contract, the collateral and the cycle.
One desk, start to close.
Equipment, facilities and working capital handled together, from the first call through funding.
Speed and precision.
Governed AI tools take a file from intake to a lender’s desk faster and cleaner.
We understand that relationships and reputations are built on expedient due diligence, surety of closing, and clear expectation management. We approach each transaction with these pillars in mind.
Talk to the desk.
Email the file or call the desk directly. Equipment, facilities and working capital, one conversation.